1. Nature of This Service
St. Charles Residents Directory is a privately operated reference service. It describes and links to public rolls, record indexes, and directory collections relevant to St. Charles, Missouri. It does not host government records and is not affiliated with an office, court, library, or record custodian.
2. Lawful Use Rules
Use this service only for lawful purposes. You may not use it, or information found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. No Consumer Reporting Agency Status
This service is not a consumer reporting agency as defined by the Fair Credit Reporting Act, 15 U.S.C. ยง 1681 et seq. Nothing here, including anything a linked search tool returns, is a consumer report. It may not be used to determine eligibility for credit, employment, housing, insurance, or another FCRA-covered purpose.
4. Third-Party Destinations
Government portals and outside services, including sponsored search tools, have their own terms and policies. Their content, availability, prices, and data practices are not controlled by this service.
5. No Warranties
The service is offered "as is" and "as available," without warranties of any kind. We do not promise that information is accurate, complete, current, or that an outside portal will be available or return a correct result.
6. Limits on Our Liability
To the fullest extent allowed by law, the service operators are not liable for direct, indirect, incidental, consequential, or special damages arising from use of this service or an outside resource, including a decision based on a record located through it.
7. Indemnification
You agree to indemnify and hold the service operators harmless from a claim or demand, including reasonable attorneys' fees, caused by misuse of the service or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout are protected by copyright. Linking to a page and quoting a brief attributed excerpt is permitted; republishing full pages or systematically copying the content is not.
9. Changes to These Terms
These terms can be updated by posting a new version here. Use of the service after that posting means acceptance of the revised terms.
10. Cutting Off Access
Access may be blocked or limited, without notice, for a user who violates these terms or abuses the service.
11. Missouri Law
These terms are governed by Missouri law, without regard to conflict-of-law principles. Public-record access discussed in this service is subject to the Missouri Sunshine Law, RSMo Chapter 610, including RSMo 610.023 and 610.026, plus other statutes that close or limit specific records.
12. Severability
If a provision of these terms is unenforceable, the remaining provisions continue in force.
13. Questions
Send questions about these terms through the Contact page.